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Individual Health Insurance

Individual Health insurance is a type of insurance that fully or partially covers an individual's medical and surgical expenses. It's an agreement between you and your insurance company, where for an annual premium, the insurer pays for your hospitalization and other medical expenses as mentioned in your policy.

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Benefits of Individual Health Insurance

  • Life is uncertain and health issues may occur anytime, thereby creating a financial burden for the insured’s family to arrange for finances at short notice or no notice at all.

  • Keeps you financially prepared well in advance, despite rising expenses of medical treatments and hospitalization.

  • Offers financial protection against most expenditures associated with health and medical treatments.

  • Cashless facility offered by insurance companies at their network hospitals enables the insured to overcome the hassles of making payments at the time of hospitalization

  • The insured can focus on speedy recovery, while the insurance company takes care of the incurred expenses.